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Owego Apalachin School
Employee's Special Offer
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Integrity With Simple, Honest Answers
BCT Federal Credit Union is a full service financial institution that has been working for the Southern Tier’s Educational Community for 65 years.  We are "people helping people," and our goal is your financial success.  We are committed to delivering a quality of service that is one for the books. Read More about why BCT is the best choice for you.

BCT Federal Credit Union provides financial services to its members at great rates. We offer many types of loans at very competitive rates. Members can choose the type of savings and checking accounts that fit their needs at great rates. We have convenient office and ATM locations as well as free 24-hour Internet Branch and Phone Teller systems. You can even reorder your checks on-line! Remember to e-mail your questions and comments to us.

Take a look at our excellent CD rates!

Always Recognizing Excellence in our Educational System

Student Recognition
 

Thomas Gilbert
5th Grade
Windsor Central School District

BCT would like to congratulate Thomas Gilbert, 5th grader at Floyd Bell Elementary, as BCT's Outstanding Student Award Winner. Thomas' teacher Mrs. Fischer writes:

"Thomas has been working exceptionally hard in writing essays which does not come easily th him. It is easy to work hard in things we are good at, not so easy when the task is difficult for us."

BCT and the Windsor School District honor Thomas for all his hard work and dedication to overcome any difficulties he may face and succeed in everything he does.


Congratulations to Thomas Gilbert on being selected as BCT's Outstanding Student of the Month. You make us all very proud and are an example to all of your friends who wish to strive to the best they can be.

If you know of a student you feel deserves recognition on our web site, contact us, and tell us why!

School District Employee of the Month

Cliff Halliday
Owego Apalachin School District

Congratulations to Mr. Cliff Halliday for being selected as BCT's School District Employee of the Month for April. Mr. Halliday has been with the district since 1995 where he lives with his wife and 3 children.

Nominated by fellow drivers, Cliff was honored by the New York Association for Pupal Transportation as the 2007 School Bus Technician of the Year, recognizing him for exemplifying the characteristics of excellence and quality, resulting in safer school buses and school bus travel for our children. Mr. Halliday's professionalism, knowledge, and humble demeanor make him a valued asset to the district.

BCT and the Owego Apalachin School District honor Mr. Cliff Halliday for his sincere dedication and contributions made to the students and families of the Owego Apalachin School District.

Every month BCT is proud to honor a school district employee who exemplifies dedication, professionalism and a willingness to go beyond expectations to make a positive impact on the lives of our children.

News
VISA and Master Card
Refer-A-Friend Program
BCT Employee of the Year
BCT Refer-a-Friend Winner /April

Sean Meagley
BCT’S Newest Member

BCT welcomes Sean, and congratulates him in winning in our Refer A Friend monthly drawing.

Put the Spotlight on Someone You Know!