BCTFCU - The Credit Union for the Educational Community

Home
About BCT
Online Banking
Special Offers
Membership
Loans & Rates
Checking & Savings
Services
Online Services
Disclosures

Hours & Contact

607-724-3247

Checking and Savings
Manage your finances with the same care and attention you give to your lesson plans – within a framework of strategic planning, you can create a dynamic financial future. BCT checking and savings accounts give you the perfect set of tools to succeed! New accounts cannot be created online.

Great Deal Checking
Open a new checking/share draft account at BCT Federal Credit Union, sign up for direct deposit and receive Visa Debit cards for primary and any joint owners of new checking accounts. This offer applies to new members and current members of BCT who open a new checking account.

No monthly maintenance charges.
No per check fees.
No minimum balance requirements.
No charge for 24-hour access using BCT Visa Debit Card at BCT ATMs.

Open a Great Deal Checking Account today by coming into one of our offices.

55+ Advantage Checking
We offer to members 55 years of age or older, the opportunity to turn their regular BCT checking/share draft account into a 55+ Advantage Account. You could be receiving up to 2 free boxes of checks per year for your checking account. The following terms apply:

Primary owner of the share draft/checking account must be 55 years of age or older.

You must submit an application to participate in this program.

Upon receipt of your application, your current share draft/checking account will automatically become a 55+ Advantage Account.

Once your application has been submitted, future orders of checks will be at no charge - maximum of 2 orders per year, consisting of 1 box of checks. The check style will be determined by the Credit Union.

To register for the 55+ Advantage Checking Account, contact us today. Click here for Disclosures.

BCT Visa Debit Card
BCT offers 2 free Visa Debit Cards with all new checking accounts. There are no monthly fees and no transaction fees when you use a BCT ATM location. Transaction fees apply at all other locations. There are no transaction fees when using BCT Visa Debit card to make purchases. Your BCT Visa Debit Card can be used around the world at wherever Visa is accepted.

BCT ATMs are on-line!
Deposits, including direct deposit and those deposits made in person or by mail to either the Main or Branch Office, will be immediately available at all ATMs (certain exceptions may apply). Balance inquiries made at ATMs are the same as if you were inside one of our offices. ATM deposits are on hold until verified with a maximum time of 48 hours. Get your card today by opening a Great Deal Checking Account or a 55+ Advantage Checking Account. Click here for Disclosures.

Regular Savings
BCT has regular savings accounts at a competitive interest rate when you want to keep your funds flexible. You can use direct deposit to build up your savings over time. Only a $25 minimum balance is required. Click here for Disclosures.

Christmas Savings
Stop the cycle of borrowing to pay for holiday gifts. Start a new Christmas Savings account, and add to it every payday. When it is time for holiday shopping you will have saved a good amount of money for gift giving. To begin a new Christmas Savings account, or to increase your current deduction to this account, contact us now. Click here for Disclosures.

Term Share Certificates

News
VISA and Master Card
Refer-A-Friend Program
BCT Employee of the Year

BCT Refer-a-Friend Winner /April

Sean Meagley
BCT’S Newest Member

BCT welcomes Sean, and congratulates him in winning in our Refer A Friend monthly drawing.

Great Deal Checking Open a new checking/share draft account at BCT Federal Credit Union, sign up for direct deposit and receive Visa Debit cards for primary and any joint owners of new checking accounts. This offer applies to new members and current members of BCT who open a new checking account.

55+ Advantage Checking We offer to members 55 years of age or older, the opportunity to turn their regular BCT checking/share draft account into a 55+ Advantage Account. You could be receiving up to 2 free boxes of checks per year for your checking account. The following terms apply:

Regular Savings BCT has regular savings accounts at a competitive interest rate when you want to keep your funds flexible. You can use direct deposit to build up your savings over time. Only a $25 minimum balance is required. Click here for Disclosures.

Great Deal Checking
Open a new checking/share draft account at BCT Federal Credit Union, sign up for direct deposit and receive Visa Debit cards for primary and any joint owners of new checking accounts. This offer applies to new members and current members of BCT who open a new checking account.

55+ Advantage Checking
We offer to members 55 years of age or older, the opportunity to turn their regular BCT checking/share draft account into a 55+ Advantage Account. You could be receiving up to 2 free boxes of checks per year for your checking account. The following terms apply:

Regular Savings
BCT has regular savings accounts at a competitive interest rate when you want to keep your funds flexible. You can use direct deposit to build up your savings over time. Only a $25 minimum balance is required. Click here for Disclosures.