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Loans & Rates

When you do your homework, you will learn that no other financial institution can match BCT’s rates.  No hidden fees or stipulations means that the rate you are quoted is the rate you will pay.

Click here for our current loan rates
Click here for our CD rates

Automobile Loans

BCT offers some of the most competitive automobile loan rates and terms available.  Our car loans truly are better than those of other financial institutions or the dealer!  And we don't have tiered financing – all our members receive the same rates.  The shorter the term, the lower your rate, with many options in between.  Whether you're buying a new or used car or truck, a motor home or travel trailer or a motorcycle, we have a Great Deal for you.  Click here for our current rates on your wheels.  BCT will finance 100% of the purchase price plus taxes, insurance and the payoff difference of the trade-in on all auto loans.  If you already have an auto loan, BCT will finance the full balance owed at any other lender at BCT's current rate and terms.

Consolidation and Signature Loans

BCT has a loan program to reduce your monthly bill payments.  BCT can extend the repayment terms or offer you a lower annual percentage rate on your existing debt; possibly both!  BCT also offers unsecured home improvement loans.  BCT has Great Deal signature loan rates. Download a loan application now.

Credit Cards

Get your credit cards through BCT, and be assured of the lowest possible interest rates on your outstanding balances, or take  the opportunity to switch your credit card balances to BCT. 

BCT members can check their MasterCard and Visa balances/activity and much more on-line.  Visit www.ezcardinfo.com today, and see just how easy it is. Request an application now.

Home Loans

BCT offers home equity lines of credit and first mortgage loans to assist you in your dreams of home ownership and financial security at competitive rates. BCT will finance 1 to 4 family homes which are or will be the primary residence of the borrower/member and/or a single-family summer cottage or residence. Call to speak with a loan officer today.

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