To Report Cards Lost/Stolen:
Visa Debit Card: 1-800-543-5073
Visa/MC Credit Card: 1-800-325-3679
Consolidation
Loan Specials:
$30,000
4 Years - 6%
8 years - 7%
10 years - 9%
Consolidate all your unwanted debt and start saving today!
Membership
BCT Federal Credit Union is a full service, not-for-profit "people helping people" financial institution based in Binghamton, New York. It was chartered by the U.S. Government in 1941 to service the educational community of Broome County. Membership has expanded to include many other groups and is always open to family members of credit union members. It's now a new millennium and time for you to join BCT. To find out if you're eligible, check our membership list, including the latest updates!
BCT serves the educational community of New York State’s Southern Tier -- Broome County, Apalachin, Owego, Tioga Center, Newark Valley and Candor, including Broome Community College, Binghamton University and BOCES and the educational community of Susquehanna County, Pennsylvania. When you have an official relationship with these institutions, you are invited to be a member of BCT.
Click here for all your questions about applying for membership
Those eligible for membership include:
- employees of public, private and parochial schools, and members of Boards of Education;
- people under contract to provide custodial, cafeteria, transportation, counseling, tutorial and similar services to the above schools;
- students registered in any of the above schools whether adult or child;
- members and officials of parent-teacher associations, parent tutorial groups and parent advisory councils of the above schools;
- employees of public libraries in the previously named areas, except County or State employees;
- employees of WSKG Public Television and WSKG Public Radio who work in Broome County, NY;
- employees of Opportunities for Broome, Inc. who work in Broome County, NY;
- employees and members of the Board of Education, and students of the following school districts: Blue Ridge, Montrose Area, Elk Lake, Susquehanna Community, & Mountain View
- employees of Pump & Pantry
- employees of Robinson's Market
- employees of the Green Gables Restaurant
- employees of Scott Lonzinski Construction
- employees of Sam W Lewis' Office
- employees of Donald Dean & Sons
- employees of Bartron-Myer Funeral Home
- employees of Great Bend Township
- employees of Lee's Furniture Store
- employees of Dr. Athena P. Tsokas Office
- employees of Montrose Motors
- employees of Century 21 Mitchell Real Estate
- employees of Montrose Broadcasting Corp
- employees of Reddon Drug Co. Inc.
- employees of Great Bend Borough
- employees and members of VFW Post 5642
- employees of Storeroom Solutions
- employees of Eastern Industries
- employees of R.T. Griffis & Sons
- employees of Susquehanna County Rec of Deeds, Register of Wills & Clerk of Orphans Court
- employees of Susquehanna County Department of Public Welfare
- employees of Susquehanna County Department of Planning & Development
- employees of Campbell Art of Machining, Inc.
- employees of Edward Montross, Montrose Rentals
- employees of Equinox Broadcasting Corp
- employees of The Town of Union
- employees of Binghamton Mets Baseball Club
- employees and members of American Legion Post 1645
- employees and members of American Legion Post 80
- employees of L3 Communications
- employees of BAE Systems
- employees of Buckingham Manufacturing Co.
- employees of Marchuska Brothers Construction, LLC
- spouses of people who died while eligible to join BCT
- employees of this credit union
- people retired as pensioners or annuitants from the above employment
- members of the immediate family or household of BCT members
- organizations of such people.
Employers may request that their employees be eligible to join BCT by contacting our office at 570-278-2400.
Join BCT and start getting a Great Deal from your credit union today!
New Text Message Scam Circulating
There is another text message scam targeting BCT Federal Credit Union stating members online banking accounts have been locked. Please do not respond to this message as it is a scam.
Read Me
Recruitment Scam
Please be advised of a new “Recruitment Scam” that is recruiting individuals to open accounts at credit unions and commit fraud.
Read Me
New Businesses and Organizations Eligible to Join BCT
BCT is pleased to announce the addition of 7 local businesses and organizations to its membership.
Read Me
Stay Ahead of Scams
Stay ahead of scams - Don’t Become A Victim
Read Me